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About Us

About Us


Low rates, right advice.

Finance Only is a financial solution provider under Australian Credit License. All our lending managers are experienced finance advisers accredited by Mortgage and Finance Association Australia (MFAA).

We offer holistic services through a wealth of experience giving you, our client, an exceptional customer experience and satisfaction.

Whether you're buying a property, consolidating personal debt or sourcing finance for your investment, we will always find you the right solution and lead you through the process to settlement and beyond.


Personal lending manager

Your home loan is often your biggest financial commitment. So, you will have our full attention.

You will have a dedicated personal lending manager who is an experienced and educated professional with high ethical and professional standards.

They will,

  • Listen carefully and understand your needs
  • Analyze and structure your financial solutions
  • Guide you through the loan application process with ease
  • Keep you up-to-date with your application progress

Our service and attention to your financial needs will extend beyond loan settlement through our post-settlement care Connect ProgramTM.



Hassle Free

The mortgage application process can be complex, daunting and even stressful.

With Finance Only, your experienced and dedicated personal lending manager will manage it throughout the whole application process to settlement with ease.

Our application process and documentation requirement are made as simple as possible and easy to follow.

We will keep you informed with every steps of the process, via phone call, email, sms and/or Facebook private message.

Towards settlement, we co-ordinate other parties involved closely to ensure the settlement happens smoothly and on time.


One Stop Shop


Not only offering home loan solutions, we also provide multitude of services to save you time and money. 

You will have access to following services:

    • Deposit bond
    • Solicitor/conveyancing
    • Accountants specialised in property investment
    • First home owner grant application
    • Property valuation and reports
    • General insurance
    • Loan protection and financial planning
    • Property spurcing and buyer agent

Your personal lending manager will help you organise the services which you are interested in. 



Connect Program 

Settlement of a home loan is just the beginning of your financial journey. Our Connect ProgramTM is designed to ensure it a fruitful one. 

Each client's Connect ProgramTM is tailor-made according to their loan structure, features and financial goals. It covers:  

    • Loan repayment progress review
    • Options for loan product roll over
    • Current market condition review
    • Complimentary property valuation report
    • Future financial needs and planning 

You and your personal lending manager will determine designated touch points for your individual requirements.

Connect ProgramTM is complimentary to our clients.




We are committed to support our community in various ways. 

We contribute financial support to a range of organisations such as Cancer Council and Smith Family. 

Our team members also commit themselves in participating community initiatives and activities. 

Together, we make our community a better place.



Company details

Finance Only

ABN: 66166075172

Australian Credit License No: 449586



Suite 14 103 Majors Bay Road

Concord NSW 2137


Tel: 1300 884 689

Fax: 1300 884 685

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

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