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Time to change for a better deal

Time to change for a better deal

21 September 2015, 12:00 am Written by 

If your bank has recently increased your interest rates and refused to negotiate, you can vote against them with feet.

Jason Hurley was with one of major banks for his home loan for many years.

"I've been a long time customer with a big bank, as I thought they would look after loyal customers. When I came back to them to negotiate for better rate after they had increased their rates 2 months ago, they simply refused to do so", said Jason.

Like Jason, many home owners and investors have been hit by recent rate increases by their lenders, ranging from 0.20%pa to 0.40%pa. For a mortgage of $500,000, it can cost borrowers more than $1,000 a year.

"We searched the internet for better deals and found a much better loan with very low fixed and variable rates combination." Jason said. "The rates we have now are even lower than that we had before. It saves us more than $2,000 a year for interest. It's great".

The interest rates are in historical lows. We have access to loans whose rates are as low as 3.89%. And you don't have to pay higher rates just because the loan is for investment. We have helped many borrowers get investment loans at lower rates. 

Changing bank has become easier with our personalised services and simplified application process. 

Our lending managers are experienced and focused to ensure you will get a better loan solution than the current one to achieve savings.

Interested in knowing how your home loan will improve with smart switch over? Simply give us a call on 1300 884 689 or make an enquiry now.


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